Simplifying finance for everyone!
This week on Simple Finance Bytes, we’re breaking down what the government shutdown reveals about your financial foundation and how to calculate whether you’re actually prepared for income disruption. If you prefer listening to reading, catch the full episode on Apple Podcasts, Spotify Podcasts or YouTube Podcasts. The government shutdown just stopped paychecks for hundreds … Read more
Open enrollment for 2026 healthcare plans starts November 1, 2025 and runs through mid-January 2026 in most states. If you miss this window, you’re stuck with whatever coverage you have for another year unless you experience a major life event like getting married or having a baby. Here’s the problem: premiums are jumping by record … Read more
Buy a PS4 Pro used, save $270+, and get 4K gaming that still delivers premium performance in 2025 The PS5 Pro costs $750. The PS5 Standard costs $550. A used PS4 Pro costs around $250-$280. All three consoles play great games. All three deliver quality gaming experiences. But only one makes financial sense for most … Read more
Halloween spending in 2025 is expected to reach $13.1 billion, up 13% from last year. The average household will spend $296 on costumes, candy, and decorations this season. Most of that money goes to things that get used once or thrown away after the holiday. Here’s what you need to know: with chocolate prices at … Read more
You’ve got your local credit union for your emergency fund and face-to-face service. But that’s only half of the Simple Finance System’s financial foundation strategy. The other half? A modern FinTech app that gives you everything your credit union can’t: cutting-edge mobile apps, instant peer-to-peer payments, business account capabilities, and interest rates that actually compete … Read more
Most people waste over $2,000 yearly on streaming services, entertainment, and education they could get free with their library card. Your library card saves money on Netflix-style streaming, video games, museum passes, online courses, and tools you’d otherwise buy or rent. The average household pays $200+ monthly for services their library already offers at zero … Read more
Free checking accounts – stop paying banks for the privilege of keeping your own money. These five checking accounts charge zero fees and work seamlessly with the Simple Finance System. Why You Should Never Pay Bank Fees Here’s something the banking industry doesn’t want you to know: those monthly maintenance fees, minimum balance requirements, and … Read more
If you’re paying for Netflix, Hulu, Disney+, Max, and Paramount+ just to watch the same three shows on repeat, let’s talk about a better way. Free streaming movies TV services have exploded in quality over the past few years, and most people have no idea how good they’ve gotten. Here’s the reality: the average American … Read more
Buy an M1 MacBook Air used, save $600 and get a business-ready machine that runs real companies I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to laptops just … Read more
Get flagship Android performance for $269 instead of $999 – and save $630 in the process with the Google Pixel 7 Pro Used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. The prepaid lifestyle applies to smartphones. … Read more